Articles written by Jim Miller
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Savvy Senior: Do You Need Life Insurance After You Retire?
Dear Savvy Senior, Do I still need life insurance after I retire? I’ve been thinking about dropping my policy to escape the premiums. Is this a good idea? Approaching Retirement Dear Approaching, It...
Savvy Senior: Three vaccines seniors should consider getting this fall
Dear Savvy Senior, Which vaccines are recommended for Medicare seniors this flu season? Just Turned 65 Dear Just Turned, There are actually three different types of vaccines seniors should consider...
Savvy Senior: Does Medicare cover second medical opinions?
Dear Savvy Senior, Does Medicare cover second medical opinions? The doctor I currently see thinks I need a knee replacement, but I would like to get some other treatment options before I proceed....
Savvy Senior: Best stair lifts of 2023
Dear Savvy Senior, Because of chronic arthritis, I have a very difficult time going up and down stairs anymore and am interested in purchasing a stair lift for my two-story house. Can you recommend...
Savvy Senior: How seniors can protect themselves from cybercrimes
Dear Savvy Senior, I spend a lot of time online and love the convenience of paying bills, shopping and keeping up with my grandkids on Facebook and Instagram. But a few months ago, my computer was...
Savvy Senior: How seniors can save on prescription drug costs
Dear Savvy Senior, I take several medications for multiple health conditions and the prices keep going up, even with my Medicare prescription drug insurance. Can you recommend any tips that can help...
Savvy Senior: Retirement planning tips for single women
Dear Savvy Senior, What retirement planning tips can you recommend to single women? I’m a divorced 58-year-old woman with a teenage son and have very little saved for retirement. Financially...
Savvy Senior: Best medical alert systems you don't have to wear
Dear Savvy Senior, Are there any monitored medical alert devices that you know of that don’t require pushing a wearable help button? My 82-year-old father, who lives alone, has fallen twice during...
Savvy Senior: How does Medicare cover preventive health services?
Dear Savvy Senior, How does Medicare cover preventive health screenings? I’m due to get a physical and a colonoscopy this year, but I want to find out what I’ll have to pay for before I go in....
Savvy Senior: How to plan a green funeral
Dear Savvy Senior, What can you tell me about green funeral options? At age 80, I would like to preplan my funeral and make it as natural as possible. Old Environmentalist Dear Environmentalist,...
Savvy Senior: Elder mediation can help families navigate thorny caregiving issues
Dear Savvy Senior, Are there any services that you recommend that can help families resolve elder parent caregiving conflicts? My 86-year-old father was recently diagnosed with early-stage...
Savvy Senior: Tips and tools for coping with vision loss
Dear Savvy Senior, Can you recommend some good resources for seniors with vision loss? My husband was recently diagnosed with macular degeneration, which has deteriorated his central vision, and...
Savvy Senior: How to handle Social Security benefits when a loved one dies
Dear Savvy Senior, How are Social Security benefits handled when someone dies? After a long illness, my 68-year-old father has only weeks left to live. I am helping my mom figure out her financial...
Savvy Senior: Best meal delivery services for seniors who don't cook
Dear Savvy Senior, Can you recommend some good healthy meal delivery options for seniors who don’t cook or get out much? My 80-year-old father, who lives alone, has a terrible diet and I worry...
Savvy Senior: How to locate interesting volunteer opportunities in your area
Dear Savvy Senior, Can you recommend some good organizations or websites for locating interesting volunteer opportunities? I’ve been doing some volunteer work since I retired last year, but most of...
Savvy Senior: Health insurance options after a spouse retires
Dear Savvy Senior, My 63-year-old wife, who’s doesn’t work, is on my health insurance plan through my employer. When I retire next month and go on Medicare, what are our options for getting her...
Savvy Senior: Best over-the-counter hearing aids for older adults
Dear Savvy Senior, Can you recommend some good over-the-counter hearing aids for seniors on a budget? I’m not sure what to get or where to buy them. Hard of Hearing Dear Hard, The new FDA approved...
Savvy Senior: Can I collect Social Security benefits from my ex-spouse?
Can I collect Social Security from my ex-spouse? Dear Savvy Senior, Is it possible to collect Social Security benefits from my ex-spouse? We were married for 12 years but have been divorced for...
Savvy Senior: How Medicare covers physical therapy services
Dear Savvy Senior, Does Medicare cover physical therapy, and if so, how much coverage do they provide? My 66-year-old husband was recently diagnosed with Parkinson’s disease and will need ongoing...
Savvy Senior: Toenail trimming tips for seniors
Dear Savvy Senior, Can you recommend some good toenail clipping solutions for seniors? My toenails have gotten increasingly thick since I’ve gotten older and have become very difficult for me to...
Savvy Senior: Best dating apps for retirees
Dear Savvy Senior, Can you recommend some good online dating apps or sites for retirees? I’m a 66-year-old widow and would like to find a new friend to spend time with, but don’t know where to...
Savvy Senior: How to prepare a will
Dear Savvy Senior, I would like to make my last will and testament and would like to know if I can do it myself, or do I need to hire a lawyer? Don’t Have Much Dear Don’t, Very good question!...
Savvy Senior: How to choose and use a walking cane
Dear Savvy Senior, I have some hip and back problems and could use a walking cane to help me get around. Is there anything I should know about canes before I buy one? Limping Linda Dear Linda, W...
Savvy Senior: Tips and tours for traveling with grandchildren
Dear Savvy Senior, My husband and I are interested in taking our two grandkids on a big trip this summer and are looking for some good ideas. Can you recommend some travel companies that offer...
Savvy Senior: New RMD rules for 2023
Dear Savvy Senior, What are the new rules on required minimum distributions from IRAs and 401(k)s? I will turn 72 this year and want to be clear on what I’m required to do. Planning Ahead Dear...