New Rockford Transcript - Official Newspaper of Eddy County since 1883

By Kelly Schmidt
N.D. State Treasurer 

Presence not presents


December 17, 2018

It’s that time of year again, Christmas! A time to focus on our fellow man, our family and the child given to us in a manger. Or is it? Too many it’s a time to spend, spend, spend.

According to NerdWallet, a group that monitors consumer spending habits, “on average, consumers will spend $116 more than last year on their holiday shopping. Of that group, 73 percent will charge their expenses to their credit card, up from 58 percent last year.” This is a concerning shift. When relying on credit, it suggests an increase in debt levels and reveals that consumers are struggling to...

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