New Rockford Transcript - Official Newspaper of Eddy County since 1883

Winterfest feature: Don't let the holidays ruin your credit


November 26, 2018

(StatePoint) Looking for the “perfect gifts,” paired with enticing retail discounts and deals, can pressure holiday shoppers to spend more than they can afford. As a result, consumers may max out credit card limits or miss payments, negatively affecting credit scores. In addition, store credit cards may offer instant discounts that are tempting at the register— but that new application could decrease your credit score.

Not having enough money for presents and the strain holiday shopping puts on their finances are big causes of anxiety for many consumers, according to a recent Experian...

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